Fund, Credit, Investments -- Economical Categories

Scientific gets results in the ideas of finances and credit, according to be able to the specification with the research object, are usually characterized to become many-sided and many-leveled.

The meaning of totality of the economical associations formed in typically the process of creation, distribution and usage of finances, as funds sources is broadly spread. For illustration, in "the common theory of finances" there are two explanations of finances:

1) "... Finances reveal economical relations, creation in the funds involving money sources, in the process involving distribution and partage of national statements according to the distribution in addition to usage". This definition is given relatively to be able to the conditions regarding Capitalism, when cash-commodity relations gain universal character;

2) "Finances represent the formation associated with centralized ad decentralized money sources, inexpensive relations relatively along with the distribution and usage, which function for fulfillment from the state functions and obligations and also provision of typically the conditions with the increased further production". This particular definition is introduced without showing typically the environment of its action. We share partly such explanation of finances in addition to think expedient to make some specification.

First, finances overcome the bounds regarding distribution and redistribution service from the nationwide income, though it is a fundamental first step toward finances. In addition, formation and usage of the downgrading fund which is typically the part of financial domain, belongs not necessarily to the submission and redistribution associated with the national income (of newly created value during the year), but to typically the distribution of already developed value.

Shanghai This specific latest first looks to be some sort of part of associated with main industrial money, later it is usually relocated to the expense price of a ready product (that is to the value too) and after its realization, plus its set typically the depression fund. It is source is obtained into account before hand as a depression kind in the particular consistence in the prepared products cost price.

Second, main goal associated with finances is much wider then "fulfillment from the state capabilities and obligations and provision of conditions for that widened more production". Finances can be found on the state stage as well as on the particular manufactures and branches' level too, plus in such problems, when the many portion of the manufactures will be not state.

Sixth v. M. Rodionova offers a different place about this subject matter: "real formation regarding the financial resources starts on the phase of distribution, if the value is understood and concrete inexpensive forms of the realized value are separated from the consistence of the profit". V. M. Rodionova makes an highlight of finances, because distributing relations, if D. S. Moliakov underlines industrial groundwork of finances.

Even though both of all of them give quite substantiate discussion of budget, as a method of formation, circulation and usage of the particular funds involving resources, that happens of the following meaning of the finances: "financial cash relations, which usually forms in the process of supply and redistribution involving the partial value of the national wealth and total cultural product, is related to the subjects associated with the economy plus formation and use of the condition cash incomes in addition to savings in the widened further manufacturing, in the stuff stimulation of typically the workers for fulfillment in the society sociable and other requests".

Throughout the manuals associated with the political overall economy we meet together with the following definitions associated with finances:

"Finances involving the socialistic point out represent economical (cash) relations, by making use of which often, in the way of planned supply of the earnings and savings the particular funds of funds causes of the condition and socialistic produces are formed regarding guaranteeing the growth involving the production, growing the material and even cultural level regarding the people and then for satisfying other general society requests".

"The system of development and usage regarding necessary funds regarding cash resources regarding guarantying socialistic widened further production signify precisely the finances associated with the socialistic modern society. And the totality of economical contact arisen between express, manufactures and companies, branches, regions in addition to separate citizen in line with the movement of money funds make economic relations".
As we've seen, definitions regarding finances made by financiers and politics economists never vary greatly.